AL
Anika Lam
Master file ID:
a-G014 · Updated 7mo agoJoint membersRepeat contactHigh value
Mobile
Email
Current address
60 Grange Rd, Hawthorn VIC
3122
Assigned broker
FS USER
This is Anika's personal contact info — shared across every account they're on.
One source of truth: editing the mobile or email above instantly updates
every active/draft deal on every account this contact is linked to. Lodged deals keep their
snapshot.
Total assets
$1,435,500
5 items
Total liabilities
$484,100
2 items
Net position
$951,400
Gross income (annual)
$145,000
Employment $145,000
Monthly surplus (rough)
$6,923
Income $12,083 − repay $1,440 − exp
$3,720
Income & Employment
Relationship Manager
NAB · PAYG · since
07 Aug 2017
$145,000
p.a.
Assets
Total $1,435,500
Property (1)
Subtotal $1,037,000
PPR
Owner-occupied 89 Lavender La, Norwood
SA 5067
$1,037,000
Owners Anika Lam · 100%
Secured by: Mortgage · ANZ · $480,000 @ 5.746255844668485% · LVR 46%
Vehicle (1)
Subtotal $92,500
2019 Subaru Forester
· 2021
$92,500
Owners Anika Lam · 100%
Offset (1)
Subtotal $77,000
as-G014-04 offset
BoQ
$77,000
Owners Anika Lam · 100%
Savings (1)
Subtotal $180,000
High-interest savings
UBank Save
$180,000
Owners Anika Lam · 100%
Super (1)
Subtotal $49,000
Hostplus super
HESTA
$49,000
Owners Anika Lam · 100%
Liabilities
Total $484,100 · Monthly $1,440
Mortgage (1)
Subtotal $480,000 · Monthly $1,440
| Lender / Notes | Responsible | Balance | Limit | Rate | Monthly | Secured by |
|---|---|---|---|---|---|---|
ANZ | AL · 100% | $480,000 | — | 5.746255844668485% | $1,440 | PPR |
Credit Card (1)
Subtotal $4,100
| Lender / Notes | Responsible | Balance | Limit | Rate | Monthly | Secured by |
|---|---|---|---|---|---|---|
Macquarie | AL · 100% | $4,100 | $15,000 | 19.99% | — | Unsecured |
Monthly expenses
Total $3,720
| Category | Description | Monthly | Annualised |
|---|---|---|---|
| Living | Groceries, utilities | $1,550 | $18,600 |
| Transport | Fuel, rego, servicing | $470 | $5,640 |
| Insurance | Home, contents, car | $350 | $4,200 |
| Discretionary | Dining, subs | $1,350 | $16,200 |
| Total | $3,720 | $44,640 | |
Net position by contact
Apportioned by ownership / responsibility shares.
- Anika Lam $951,400Assets $1,435,500 Liabilities $484,100
This is the canonical fact-find for the account. Each item carries ownership/responsibility per contact, so the same person can hold a 50% share here and 100% on another account without double-counting.