M&
Mia & Naomi Adams
Adams Household · Master file ID:
a-G003 · Updated 7mo agoHigh valueFirst Home BuyerRefinance
Mobile
Email
Current address
33 Sunset Bvd, Newtown NSW
2042
Assigned broker
FS USER
This is Mia's personal contact info — shared across every account they're on.
One source of truth: editing the mobile or email above instantly updates
every active/draft deal on every account this contact is linked to. Lodged deals keep their
snapshot.
Total assets
$5,569,000
6 items
Total liabilities
$1,658,800
3 items
Net position
$3,910,200
Gross income (annual)
$310,000
Employment $310,000
Monthly surplus (rough)
$12,713
Income $25,833 − repay $2,660 − exp
$10,460
Income & Employment
Relationship Manager
NAB · PAYG · since
25 Sept 2024
$132,000
p.a.
Consultant
Self-employed (Consulting) · Self-employed · since
22 Apr 2023
$178,000
p.a.
Assets
Total $5,569,000
Property (2)
Subtotal $4,700,000
PPR
Owner-occupied 134 Oak Ave, Sunnybank
QLD 4109
$3,330,000
Owners Mia Sharma · 50%Naomi Adams · 50%
Secured by: Mortgage · BoQ · $1,317,000 @ 5.513459506584331% · LVR 40%
Holiday home
Holiday 196 Wattle Rd, Richmond
VIC 3121
$1,370,000
Owners Mia Sharma · 50%Naomi Adams · 50%
Savings (1)
Subtotal $116,000
High-interest savings
UBank Save
$116,000
Owners Mia Sharma · 50%Naomi Adams · 50%
Shares (1)
Subtotal $410,000
Direct equities & ETFs
CBA, BHP, CSL, VAS, NDQ
$410,000
Owners Mia Sharma · 100%
Super (2)
Subtotal $343,000
REST super
Mercer
$299,000
Owners Mia Sharma · 100%
Hostplus super
AustralianSuper
$44,000
Owners Naomi Adams · 100%
Liabilities
Total $1,658,800 · Monthly $2,660
Mortgage (1)
Subtotal $1,317,000 · Monthly $2,660
| Lender / Notes | Responsible | Balance | Limit | Rate | Monthly | Secured by |
|---|---|---|---|---|---|---|
BoQ | MS · 50%NA · 50% | $1,317,000 | — | 5.513459506584331% | $2,660 | PPR |
Line of Credit (1)
Subtotal $335,000
| Lender / Notes | Responsible | Balance | Limit | Rate | Monthly | Secured by |
|---|---|---|---|---|---|---|
Macquarie Investment LOC | MS · 100% | $335,000 | $700,000 | 7.311880945949815% | — | Unsecured |
Credit Card (1)
Subtotal $6,800
| Lender / Notes | Responsible | Balance | Limit | Rate | Monthly | Secured by |
|---|---|---|---|---|---|---|
AMEX Platinum | MS · 100% | $6,800 | $60,000 | 22.99% | — | Unsecured |
Monthly expenses
Total $10,460
| Category | Description | Monthly | Annualised |
|---|---|---|---|
| Living | Groceries, utilities | $3,600 | $43,200 |
| Transport | Fuel, rego, servicing | $1,710 | $20,520 |
| Insurance | Home, contents, car | $1,330 | $15,960 |
| Discretionary | Dining, subs | $3,820 | $45,840 |
| Total | $10,460 | $125,520 | |
Net position by contact
Apportioned by ownership / responsibility shares.
- Mia Sharma $2,116,700Assets $3,117,000 Liabilities $1,000,300
- Naomi Adams $1,793,500Assets $2,452,000 Liabilities $658,500
This is the canonical fact-find for the account. Each item carries ownership/responsibility per contact, so the same person can hold a 50% share here and 100% on another account without double-counting.